# Card Terms & Conditions

By applying for, activating, or using a MidasVault Credit Card, you agree to be bound by
\
these Terms and Conditions. These terms apply to all MidasVault Credit Cards, including
\
those provided in partnership with third-party providers. Please read them carefully.

## Acceptance of Terms

By using the MidasVault Credit Card, you accept these Terms and Conditions, as well as the
\
MidasVault Privacy Policy. If you do not agree, do not use the card.

## Card Application and Information

To apply for a MidasVault Credit Card, you must submit personal information (e.g., name,
\
address, financial details) to MidasVault and, where applicable, third-party providers for
\
credit evaluation and billing purposes. You warrant that all information provided is accurate and complete. MidasVault and third parties may use this information to process your
\
application and manage your account.

## Card Usage

1. You may use the MidasVault Credit Card for authorized transactions, subject to available credit and third-party provider terms.
2. The card remains the property of MidasVault or the third-party provider and must be
   \
   returned or destroyed upon request.
3. You are responsible for all transactions made with the card, including unauthorized use
   \
   unless reported promptly.

## Fees and Charges

Fees, including activation fees, annual fees, and transaction fees, may apply as outlined
\
during application or in your card agreement. Additional charges may be imposed by thirdparty providers. MidasVault will notify you of any changes to fees with reasonable notice.

## Transaction Data

All transaction data (e.g., amount, merchant, date) will be stored by MidasVault and the
\
card provider for security, compliance, and service improvement purposes. You consent to
\
this storage as part of using the card.

## Liability and Disputes

* MidasVault and third-party providers are not liable for losses due to unauthorized use
  \
  unless caused by our negligence.
* Disputes should be reported to MidasVault support within 30 days of the transaction
  \
  date. We will investigate and respond within a reasonable timeframe.

## Termination

MidasVault or the third-party provider may suspend or terminate your card access at any
\
time for breach of these terms, fraud, or legal requirements. You may terminate use by
\
destroying the card and notifying MidasVault.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://midas-vault.gitbook.io/docs/credit-card-service/card-terms-and-conditions.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.