Credit Card Terms & Conditions
Last update: May 10, 2025
By applying for, activating, or using a MidasVault Credit Card, you agree to be bound by these Terms and Conditions. These terms apply to all MidasVault Credit Cards, including those provided in partnership with third-party providers. Please read them carefully.
Acceptance of Terms
By using the MidasVault Credit Card, you accept these Terms and Conditions, as well as the MidasVault Privacy Policy. If you do not agree, do not use the card.
Card Application and Information
To apply for a MidasVault Credit Card, you must submit personal information (e.g., name, address, financial details) to MidasVault and, where applicable, third-party providers for credit evaluation and billing purposes. You warrant that all information provided is accurate and complete. MidasVault and third parties may use this information to process your application and manage your account.
Card Usage
You may use the MidasVault Credit Card for authorized transactions, subject to available credit and third-party provider terms.
The card remains the property of MidasVault or the third-party provider and must be returned or destroyed upon request.
You are responsible for all transactions made with the card, including unauthorized use unless reported promptly.
Fees and Charges
Fees, including activation fees, annual fees, and transaction fees, may apply as outlined during application or in your card agreement. Additional charges may be imposed by thirdparty providers. MidasVault will notify you of any changes to fees with reasonable notice.
Transaction Data
All transaction data (e.g., amount, merchant, date) will be stored by MidasVault and the card provider for security, compliance, and service improvement purposes. You consent to this storage as part of using the card.
Liability and Disputes
MidasVault and third-party providers are not liable for losses due to unauthorized use unless caused by our negligence.
Disputes should be reported to MidasVault support within 30 days of the transaction date. We will investigate and respond within a reasonable timeframe.
Termination
MidasVault or the third-party provider may suspend or terminate your card access at any time for breach of these terms, fraud, or legal requirements. You may terminate use by destroying the card and notifying MidasVault.
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